Money to Burn (2 page)

2

I
VY
L
AYTON WAS ABOUT TO BLOW HER BRAINS OUT
. N
OT LITERALLY
—but sudden and certain death did seem preferable to the conversation that surrounded her. Ivy stepped away from a circle of women she didn’t care to get to know and grabbed a frozen rum runner topped with a floater of 150-proof Trinidadian spirits.

“Careful,” said the waiter holding the silver tray of cocktails. “Those be strong, love.”

Ivy smiled and thanked him. Since stepping foot on the Saxton Silvers yacht, she’d been “darlin’,” “honey,” and “love,” all of them as harmless in the islands as “mon.”

“Strong is good,” she said. And after a day like today, she really meant it. “Mon.”

Ivy and Michael had ended up returning to Miami International Airport, flying to Nassau, and catching up with the private cruise there. As far as Ivy was concerned, though, one less day with the top young producers at Saxton Silvers was a blessing. There was only one she cared to be with: Michael Cantella, a veritable rock star among the firm’s fiercely competitive under-thirty-five-year-olds. Michael had an uncanny knack for making the rich richer, which earned him seven-figure performance bonuses and plenty of free trips—South African safaris, New Zealand wine and adventure tours, and other five-star destinations around the globe, none of which he could fit into his relentless schedule. But this time was different. He had made a point of planning their first trip out of New York together after dating for three months. Ivy had been excited about it—until tonight. Michael didn’t know it, but if she had to spend one more cocktail hour on deck with the spouses and significant others while the Wall Street wonders smoked Cohiba cigars with the captain on the bridge, either she or Michael was going over the ship’s rail.

She hoped he wasn’t too drunk to swim.

“Did you hear about Dwight Holden?” asked Shannon Ware, one of the wives.

Here we go again
, thought Ivy. Shannon was married to a high roller in the L.A. office who, according to Michael, owned more sports cars, more jewelry, more high-end toys than any human being should ever own—in short, the worst damn case of “affluenza” on record. Ivy had known Mr. Affluenza’s better half for only twenty minutes, and Shannon had already earned the title “World’s Biggest Gossip/World’s Smallest Brain.” The five other wives in the circle were riveted.

“Do tell,” said the tall blonde.

“Totally blew up,” said Shannon.

“No!”

“Yup,” said Shannon, snapping her fingers. “Just like that.”

“I thought Dwight was set for life and on track to retire before his fortieth birthday.”

“Was
,” said Shannon. “Apparently the boy wonder wasn’t quite ready to cut the cord with the mother ship and manage his own hedge fund. Their house went on the market last week. Total fire sale. Only listing on the water under ten million.”

“Poor Gwen. Where are they moving to?”

Shannon lowered her voice, as if this part were particularly delicious. “I hear they’re moving in with her
parents
.”

“
NO!
” said blondie.

Ivy rolled her eyes. Somehow she knew it wasn’t true—worse, Ivy would have bet that even
Shannon
knew it was just a vicious rumor.

“Where is it?” asked another.

“It’s some little town…” Shannon cringed, as if it pained her not to have every juicy detail at her command. “Oh, hell, I know this. It’s—shit, how’s a left-coast girl supposed to know? It’s like…Gonorrheaville. But not Gonorrheaville.”

“Gonorrheaville?”
said Ivy, coughing on her rum runner.

“You know what I’m trying to say,” said Shannon. “It’s that town in Connecticut with the same name as the disease.”

“You mean Lyme?” said Ivy.

“Yes, that’s it!”

The other women laughed, and Shannon was clearly embarrassed that she’d drawn a blank on Lyme. Ivy hated to be mean, even if Shannon did deserve it, but she was feeling the effects of her rum runner and couldn’t help singing to the tune of the old Jimmy Buffett song:
“Wastin’ away again in Gonorrheaville.”

“Very funny,” said Shannon.

“Searching for my lost blood test results.”

The laughter continued, but Shannon was getting pissed.

“Some people say that there’s a pool boy to blame.”

“Okay, enough. Who died and made you sorority president?”

Shannon was glaring. The other women fell silent, unable to believe what they’d just heard. The tropical breeze blowing across the deck suddenly felt ice cold.

Ivy could have stood her ground—hell, she could have shattered Shannon’s jaw with a 540-hook kick worthy of Bruce Lee—but the mean girl wasn’t worth the effort.

“No one died,” said Ivy, leaving her final thought unsaid:

Yet.

She turned and walked away, absolutely certain that Shannon and her troop of character assassins would spend the rest of the cocktail hour gossiping about the bitch Michael Cantella had brought along this year.

Ivy went to the portside rail and gazed toward the magenta-orange afterglow on the horizon. With her back to the gossip, and as she soaked in the last vestiges of a spectacular Caribbean sunset, it was hard to argue that this wasn’t paradise. The three-hundred-foot private yacht—one of three “boats” owned by Saxton Silvers’ CEO—was totally pimped out with a wave pool, a seventy-five-foot dining table custom made by Viscount Linley, and a Sikorsky S–76B helicopter with a landing pad that doubled as a basketball court. Ivy had yet to see all the toys, but the vessel was supposedly equipped with a retractable beach resort, which slid out over the sea from just below the starboard side deck, complete with sand, palm trees, and deck chairs. A crew of fifty served the passengers’ every need. Their first stop would be the Exumas, followed by Harbor Island, and then an undisclosed destination that catered to British royalty, Grammy-winning rappers, and every multimillionaire in between. Wall Street certainly knew how to reward its winners. Despite the pampering, however, the thought of so much structure to her week with Michael left Ivy wanting. Five days in the islands could have been perfect—without the Saxton Silvers crowd.

Her frozen rum runner was melting in the warm night air and losing its kick. Ivy poured the remaining half overboard, watching the wind catch the potent slush and turn it into cherry-red vapor before it could fall into the sea. Then she smiled to herself, a brilliant idea coming to mind. She turned quickly, her flats squeaking on the polished teak stairway as she climbed up to the promenade deck, that tune still stuck in her head.

Wastin’ away again in…

She found Michael with six other guys, each of them exhibiting the kind of athletic good looks that were almost a cliché at Saxton Silvers. The entire investment banking world was in many ways a cliché: elite firm No. 1 dominated by humorless grinds, No. 2 by straitlaced rich kids, No. 3 by backslapping Irishmen, and so on. Even before meeting Michael, Ivy had regarded Saxton Silvers as the Duke lacrosse team of Wall Street frat houses. She loved Michael anyway, this grandson of a blue-collar Italian immigrant made good—even if he was plainly playing the game tonight, pretending to care as one of the boys waxed on about an exceedingly rare Super Tuscan that he’d scored in Hong Kong last week.

“Michael?” she said.

The men kept talking, but a woman in a nearby cluster of superstars threw her a not-so-subtle look, as if to say,
Please go back to your place downstairs with the other spouses.
Amazing, thought Ivy, the way women were always tougher on other women. Michael excused himself, and Ivy led him away.

“Hey, having fun yet?” he asked.

She gave him a half smile, trying to be a sport. “Honestly?”

“This is the only event like this,” said Michael. “Some genius in New York thought the spouses might enjoy one cocktail party where they could get to know each other without us at your hip.”

“It’s not that.”

“What’s wrong?”

She turned her head slowly, drawing Michael’s gaze toward the lower deck. He caught on quickly.

“Ahh,” said Michael. “I see you met Shannon and her gosse.”

“Gosse?” said Ivy.

“Gossip posse.”

“Good one. That’s exactly what those women are.”

Ivy stepped closer, arms at her side as she laced her fingers with his. Their bodies weren’t quite touching, but she flashed an expression that would have tempted any man with an ounce of imagination.

“Can we get out of here?” she said.

“You mean go back to our cabin?”

She shook her head. “I mean ditch this cruise and lose these losers.”

“But…we just got here.”

She glanced across the glistening sea, toward the moon rising over the island’s silhouette in the distance. “This is such a beautiful place. Let’s hire a captain and charter our own sailboat. Just you and me.”

“Are you serious?”

“Does a Shannon Bear shit on her friends?”

Michael smiled. “You really want out of here?”

She draped her arms atop his shoulders and looked into his eyes. “I’m very possessive of my playthings.”

“All right,” he said. “I’ve had enough of these blowhards myself. We’re in port tomorrow morning. Consider it done.”

She rose up on her toes, hugged him around the neck, and whispered, “This is one move you will never regret, Michael Cantella. I promise.”

3

I
COULDN’T WAIT TO GET OFF THE
S
AXTON
S
ILVERS PARTY BOAT THE
next morning, and by noon the sails were full on our private charter. It was a fifty-foot Jeanneau International, which was probably more boat than we needed. But Ivy kept her promise—
“This is one move you will never regret, Michael Cantella”
—and we spent each of the first three nights breaking in a different stateroom. “A promise is a promise,” she told me, and by now I knew everything about her was as advertised. She hadn’t become the love of my life by pumping me full of candy-coated popcorn and then skunking me on the prize.

The past three months had been picture perfect. My relationship with Ploutus Investments had been well established by the time Ivy started working there, and she was just a month into her new job when I invited her to lunch. She turned me down—repeatedly. Ivy was serious about her career, and dating a guy like me could have created a conflict of interest. Or maybe she thought I was just another Wall Street jerk. Whatever the reason, we worked it out on the condition that I say nothing to her boss, agreeing to keep our first date “just between us.” By the second date, sparks were flying. Ten weeks later, we were sailing the Bahamas together.

“Michael, can you help with the anchor?”

“Got it,” I said.

This was our fourth day away from Saxton Silvers and the MS
Excess
. Just Ivy, me, and a Bahamian captain named Rumsey who lived in a T-shirt that read R
ELAX
: I
T’S
M
ON
-
DAY
, M
ON
. Ivy had raced J/24s in college and was a skilled sailor in her own right. Our captain knew the waters and was also a fairly talented chef. I did all the important stuff, like phoning ahead to the marinas to restock the liquor cabinet—and helping with the anchor.

“Try not to fall overboard this time, okay, honey?”

“I didn’t
fall
. I just picked a not-so-convenient time to go for a swim.”

The fact that I couldn’t even stand on the bow of a sailboat and operate a motorized anchor reel was doubly embarrassing because my father lived for deep-sea fishing. People expected me to have boating in my blood, but in reality I hardly knew my dad, who had never married my mother. Mom died when I was six, and I was raised by my maternal grandparents, “Nana” and “Papa,” a couple of Depression-era immigrants who had grown up on the south side of Chicago and who regarded recreational boating as the sport of kings and millionaire tycoons. When I finished high school, Papa retired and we moved to south Florida, just a few miles from the ocean, but by then the die was cast. I had spent my formative years in a two-bedroom house that was across the street from an endless cornfield on the Illinois-Wisconsin border. Bowling, not boating, was what we were about. I could also kick anybody’s ass in Ping-Pong or bumper pool, but only if the match was held in an unfinished basement.

The electric motor whined and the heavy metal chain rattled as the anchor rose through water so clean and clear it seemed I could have reached in and touched bottom. There were no mishaps this time, and with the anchor aboard and the sails trimmed, we were on our way. Our plan was to sail from port to port as we wished—swimming, relaxing, snorkeling, relaxing some more. At the end of each day, if there was no slip available at the marina, or if we felt like a night away from civilization, we would find protected water off a deserted beach and simply drop anchor. Sometimes I called ahead to a local restaurant to arrange for a team to motor out to the sailboat at sunset and pamper us with fine wine, a local feast, and first-class service. On other nights we would “rough it,” take the rubber dinghy to shore, and sample the local brews as we explored the town.

I relaxed on the bow, watching Ivy at the helm. Right about then it occurred to me that the string bikini had been an excellent invention.

“What are you looking at?” said Ivy.

“Perfection,” I said.

“Thanks, mon,” said Rumsey. “You pretty cute you-self.”

We laughed, but Rumsey roared. Most Bahamians I’ve met have a great sense of humor and a joy for life. Yesterday, we’d sailed into a marina that was little more than a wooden shack where you could catch a rum buzz and dance to reggae. It was called “Happy People”—and everyone there really
was
. When I asked Rumsey about that now, he just shrugged.

“Some people happy. Some people not happy. You choose, mon. Not all Bahamians choose happy.”

“Like our cabdriver in Miami,” said Ivy.

I was sorry she’d brought that up. I’d been trying to put the FTAA riots out of my mind, but Ivy did have a point: Our driver definitely didn’t own any condos at the Happy People Marina. His life had probably been pretty simple back in Nassau, I thought. Now—driving a cab in Miami—the poor guy was stressed out enough to work the residential mortgage desk at Saxton Silvers.

“So, choose happy, mon,” said Rumsey.

I smiled and climbed into the boat’s hammock with my BlackBerry. I loved people for whom life was so simple. I hated people for whom life was so simple.

I woke to the sound of steel drums.

I had no idea how long my nap on the bow had lasted, but the boat was anchored, the sails were down, and we were twenty yards from shore floating in a bay of sun-sparkled turquoise. The beach stretched for miles in either direction, a seemingly endless pinkish-white ribbon of sand. It was deserted, save for a tiki bar we’d stumbled upon, where a half-dozen recreational boaters like us relaxed to calypso music. The choice between light or dark rum would be our only concern.

“Hey, Rip Van Winkle is up.”

It was Ivy’s voice, but she was nowhere to be seen. I walked toward the cockpit and spotted her floating on an inflated air mattress near the boat.

“How long was I asleep?”

“Forty years,” said Ivy. “The market crashed, we lost the house, the kids hate us, and a pack of IRS bloodhounds turned us into a couple of island-hopping fugitives. Welcome to paradise.”

I removed my figurative bachelor’s hat to process that one. With the exception of the kids hating us, Ivy’s look into the future had its allure. It was arguably better than forty years in a capitalist-eats-capitalist world where there was an open trading market—a place to scratch, claw, and make money—every minute of every single day.

My BlackBerry rang. It was in the hammock thirty feet away, but I could hear it loud and clear, even over the steel drums. New mothers who instinctively knew the sound of their crying infant had absolutely nothing on guys like me and the sound of a ringing BlackBerry. I ignored it, jumped overboard, and took a leisurely swim toward Ivy. Three days in the sun had bronzed her Pilates-toned body, and it would have been easy to think only of taking her back to the boat and checking out the tan lines.

“I had a strange dream,” I said, resting my forearms on the edge of her air mattress.

Ivy lay on her stomach, looking straight into my eyes. “Tell me.”

“The sun is just coming up, and I’m alone on my bicycle, pedaling hard down the highway. A black SUV with dark tinted windows is approaching in the opposite lane, faster and faster. All of sudden it swerves into my lane and, before I can react, the bumper clips my front tire and sends me flying into the ditch.”

Her eyes clouded with concern. “Don’t let that jerk with the pepper spray in Miami get to you,” she said.

“He did creep me out,” I said. “The way he looked at me and said, ‘It’s only gonna get worse.’ It was like a threat.”

“That’s what the whole FTAA protest was about. Corporate greed: It’s only getting worse.”

“You’re probably right, it’s just…”

“Just what?”

I pulled myself closer up on the raft. “The thing is that the dream I just told you about—the car running me off the road—actually happened to me.”

“What? When?”

“About ten days before our trip.”

“Were you hurt?”

“A few bruises. My elbow still kind of hurts. Worst part is that the jackass in the SUV kept on going, as if he couldn’t have cared less if I was alive or dead.”

“Why didn’t you tell me about this?”

“Because you would have told me to stop riding my bicycle on the highway at sunrise.”

“And now you’re having nightmares about it?”

“I don’t know if you’d call this a nightmare. It was kind of goofy.”

“How do you mean?”

“In my dream the SUV stops,” I said. “The driver gets out, runs around to the back of the car, throws open the doors, and grabs a dog.”

“A dog?”

“Not just any dog. It’s Tippy, a black Lab my grandparents gave me for my sixth birthday, right after I moved in with them. She has him in her arms and runs toward me, yelling, ‘Hurry, let’s go, Tippy’s gonna die if we don’t get him to the DQ!’”

“You mean the ER?”

“No, she’s definitely taking him to Dairy Queen.”

“That’s too weird. But back up a second. You said the driver’s a ‘she’?”

“That’s the even weirder part,” I said. “It’s you.”

“
I
ran you off the road?”

“Not on purpose.”

“No, of course not. I was just in too much of a hurry to get Tippy over to the DQ for a hot fudge sundae and save his life.”

“Crazy, I know.”

“Nah. Any skilled psychiatrist would give you a very simple interpretation of the underlying meaning.”

“And that would be…”

“Don’t have piña coladas for breakfast.”

I pushed up from below and flipped her air mattress. Ivy screamed and went under, then popped right back up and grabbed me in a scissor hold, my face somehow buried between her breasts, her thighs squeezing the air from my lungs. If ever a man was going to drown, I figured this was probably the way to go.

Damn, she’s strong.

“Had enough?” she said.

“Uh-uh,” I said, her bikini-top string in my teeth.

We started laughing so hard, the hedge fund in total control as Wall Street hung on by a thread, so to speak. I cried uncle, and we were still laughing and coughing up water as we swam back to the air mattress.

“I’m so glad we ditched Saxton Silvers,” I said as I laid my head next to hers.

“Me, too.”

“I really like being with you.”

“Me, too.”

“I love you.”

“I love you, too.”

“We should get married.”

Instantly I started thinking of ways to retract my words, to explain them away—I didn’t mean
now
, I meant ten years from now; or I didn’t really mean it at all, it was just a follow-up joke to the crack she’d made earlier about losing the house and the kids hating us. But I’d found success by trusting my instincts, and even though we’d dated only three months, something about my slip felt oddly right.

“Okay,” she said.

I was suddenly having trouble understanding. “Okay what?”

“Let’s get married,” she said.

Her response was so casual that I thought she was kidding. “Are you serious?”

“Michael, read my lips: Yes.”

My mouth fell open, but no words came. I was about to grab her and give her a kiss, but she sat up quickly, her legs straddling the air mattress.

“We should do it here.”

I looked around. “Like a destination wedding where we invite—”

“No invitations. I mean do it
today
.”

She looked so beautiful sitting there, and every fiber of my body was singing.

“Rumsey!” I called out.

Our dreadlocked captain rose up from the sailboat. “Yeah, mon?”

“Find us a preacher.”