Read A Fatal Debt Online

Authors: John Gapper

A Fatal Debt

A Fatal Debt
is a work of fiction. Names, characters, places, and incidents are the products of the author’s imagination or are used fictitiously. Any resemblance to actual events, locales, or persons, living or dead, is entirely coincidental.

Copyright © 2012 by John Gapper

All rights reserved.

Published in the United States by Ballantine Books, an imprint of The Random House Publishing Group, a division of Random House, Inc., New York.

B
ALLANTINE
and colophon are registered trademarks of Random House, Inc.

LIBRARY OF CONGRESS CATALOGING-IN-PUBLICATION DATA
Gapper, John.
A fatal debt : a novel / John Gapper.
pages cm
eISBN: 978-0-345-52791-2
1. Psychiatrists—Fiction. 2. Bankers—Fiction. 3. Physician and patient—Fiction. 4. Rich people—New York (State)—New York—Fiction. 5. Wall Street
(New York, N.Y.)—Fiction. I. Title.
PS3607.A66F38 2012
813′.6—dc23 2011045503

www.ballantinebooks.com

Title-page photograph: © iStockphoto

Cover Design: Carlos Beltrán
Cover art: Ben Perini

v3.1

Contents
1

N
ew York City has a light of its own, a dazzling glare that is utterly unlike the soft, cloud-strewn summers where I grew up. I once found its intensity disturbing, like the city’s, but I miss it now. It was glowing on that May morning as I stepped from my apartment building. Sun shone on the budding leaves in Gramercy Park and illuminated the Art Deco gargoyles of the Chrysler Building in the distance along Lexington Avenue.

My gym was nearby, a box with windows on one corner of Irving Place, filled day and night with New Yorkers pounding on long lines of running machines. Some watched monitors and wore earpieces, cords dangling from their ears and swinging in time with the rhythm of their runs. It was a Sunday at the end of a surreal, stressful week—one
filled with fraught events that I hoped had been resolved. I walked slowly, trying to relax, letting those events filter into my subconscious.

Two men were playing chess on the sidewalk as I passed. They were both slim and scraggy with thinning hair, and one had a trimmed white beard. As they played, they kvetched about the state of the city, the rise in subway fares, and gentrification on the Bowery. The one playing black prodded a knight forward at the white king, and as he released the piece, the other swooped his queen across and seized a rook with two fingers. The clack of the white queen’s base being slammed on the board echoed across the street.

“Ach,” Black tutted to himself.

“You didn’t see that?” White cried.

The first ten minutes on the treadmill when I reached the gym were painful—my muscles creaked, my throat burned. At about the fifteen-minute mark, the urge to stop was succeeded by a state of boredom, and my thoughts drifted. I always felt this moment, before I started the countdown to the end, when the experience became soothing. As that small but pleasurable window opened, I glanced over the monitor tuned to Fox News on a nearby machine.

Then I jabbed at the red “Stop” button.

The screen revealed a live feed from a news helicopter—the image of a police chase or maybe a crime in progress. The camera shuddered as it circled, but the scene was clear enough: Harry Shapiro’s house in East Hampton. There was the lawn by the dunes, the blue pool, the squares and circles of the cedar-shingled roof, the chairs on which we had sat. The seats were vacant and no one was in sight—only house, lawn, dune, beach, and black-and-white vehicles jamming the drive. His Range Rover was parked by the house, apart from the melee.

“You using this machine, man?” someone asked me from my left. Without noticing, I had climbed off my own and drifted toward the screen.

“No,” I said. “Go ahead.” Other channels were showing the same image, but I tuned to Fox, with its red banner at the bottom of the screen: D
EATH IN THE
H
AMPTONS
. The news anchors, when I put on
the headphones hanging on the machine, were talking excitedly but not making much sense, as if in the grip of mania.

“We’re going to Bruce Bradley,” said a woman’s voice, “who is at the scene. Bruce, what can you tell us?”

The shot cut to a man with a blue blazer and a bland face, standing at the entrance to the lane where Harry lived and looking professionally grave. In the distance I could see the low, misty outline of Harry’s guesthouse.

“Melissa, I’m in East Hampton, the Long Island beach town known as a retreat of the wealthy,” he said sonorously. “Detectives were called to a house down this lane last night, where they found a body, I’m told.”

The woman anchor started to ask something, but a man’s voice cut over her. “Bruce, this is Jack. Can you tell us the identity of the victim?”

“The police are not saying, but my sources tell me that the deceased is a banker who was well known on Wall Street.”

“Jesus,” I said—loudly, because of the headphones. A woman on a machine nearby looked over at me reprovingly. “Sorry,” I said, holding up one hand. It was shaking from the rush of fear as I put it on the handrail.

For weeks afterward, that anxious feeling of the world breaking up around me was never far away; even now, whenever I’m in New York, a quick glimpse of Fox News can make my heart rattle. It was more than the threat to my livelihood: it was a sense of being wrenched from the frame I had around me, the detachment I had built from other people with all their disordered emotions. Love. Jealousy. Despair.

Hatred.

After pulling off the headphones, I stepped down from the machine and started to walk back to the changing rooms. Near the door to the workout room, I was hit by a wave of dizziness and sat down to place my head between my knees. I didn’t need to watch any more: I already knew what had happened. Harry Shapiro had killed himself. I also knew, with absolute certainty, that I was to blame.

When Rebecca was on duty, she would sometimes return home in the early hours and sit silently in the kitchen before coming to bed. I’d know then that a patient had died on the operating table. We shrinks don’t lose many patients, so we never get used to it in the way that a surgeon must. Patients of mine had killed themselves before, but, unhappy as it made me, I’d never believed it was my fault. They’d been in a chronic condition, had been battling their death wish for a long time, and I’d done all that I could to help.

Harry was different. I’d known he was in danger, and I’d let him die. I’d allowed myself to be bullied and bribed into failing him.

My head was still between my knees, but saliva had stopped running in my mouth and I could feel the dizziness starting to ease. I raised my head to see a gym trainer looking at me with concern, thinking that I must have overdone it on the machines. I grimaced at him as if he were correct, got up, and grabbed a towel. Then I went to the showers and stood under one for a long time.

2

H
arry arrived at Episcopal when I was on Friday night call. I was up on Twelve South, trying to lure a paranoid schizophrenic out of a seclusion room, when Maisie Knox paged me from the psychiatric emergency room.

The schizophrenic had arrived a few hours before on a gurney from Central Park, where he’d been shouting at traffic and worrying the dog walkers. After administering a shot of Haldol and Ativan, the cocktail of antipsychotic and tranquilizer we used to subdue dangerous patients, I’d admitted him on his Medicaid gold card—no need to tussle with an insurance company trying to save money. When he’d revived an hour later, he was quieter but still obstinate.

Maisie was a fourth-year resident with a combination of looks—gentle eyes and an unruly lock of blond hair that she tucked behind
one ear—serenity, and, most alluring of all, competence. I was happy to hear her voice, but being paged meant disruption of some kind and I’d selfishly hoped to get through the rest of the shift without that.

“There’s a patient here you should probably see,” she said when I got to a phone. Her tone was as steady as ever, but I detected something: nervousness? excitement?

“What’s wrong with him?”

“He’s depressed.”

“I’m feeling a bit down myself. Can’t he wait?”

“I don’t think he can.”

I started to get irritated, despite my soft spot for Maisie. There is an order to things in the ER. First a nurse, then a resident, and only then the attending. I was supposed to be in charge, and I couldn’t run around after every disturbed person who decided to walk in off the streets. You only had to ride the subway to realize how many of those there were.

“Who is he?” I said, sighing.

“It’s a Mr. Harold Shapiro. Harold L. Shapiro. And his wife, Nora Shapiro, brought him in,” she said, as if the names settled the matter. And they did.

“I’ll be there in a minute,” I said.

Don’t make exceptions
, we were always taught,
it never works out well
. But if there was anyone who had to be treated as a special case, it was Harry Shapiro. I didn’t know him, although I’d read something in
The New York Times
about him losing his job as chief executive of a Wall Street bank in the financial crisis. The piece suggested that he’d deserved it, that he’d never realized the risks his bank was running. I knew one thing, however. At that moment, I was standing in the Harold L. and Nora Shapiro Pavilion, a wing of New York–Episcopal Hospital that held various wards, including Twelve North and South.

The Shapiros had donated $35 million to the hospital, allowing it to thrust itself out over the FDR Drive, and a plaque on which their names were etched greeted every driver who drove north through the tunnel beneath. So they were not to be taken lightly, especially if he was ill. I’d experienced what happened when donors came into the
hospital they had funded. Furtive calls would soon follow from administrators or even board members.
Don’t go out of your way
, they would say,
but do everything you can
. We usually took the hint.

I decided to leave my schizophrenic by himself for a while. He was safe enough, even if he wasn’t coherent. When I got down to the ER, I found Maisie in the doctors’ room at the end of the corridor.

“Yes … yes … I’ll make sure he knows,” she was saying on the phone in the tone of someone already fencing with authority.

Maisie looked at me inquiringly, and I shook my head. I didn’t want whoever it was second-guessing the treatment before I’d even seen the patient. She silently held up four fingers: room four. I found Harry sitting on the cot in the room, wearing a Polo Ralph Lauren shirt, pants, and a blazer. His shoulders were hunched, his head bowed, and he was shivering. It could have been a symptom of anxiety, but it was ice cold in there. I swear they kept the rooms refrigerated. We often asked maintenance to fix it, but they never had.

Room four was identical to the others on the corridor: it had a hard cot dummy-proofed to prevent anyone from using it to harm themselves or the staff, a plastic chair, and a glass panel facing the hallway so the nurses could examine the occupant at leisure. Its distinguishing feature was a bad oil painting of a red-roofed Italian seaside town, screwed to the wall in case anybody tried to do some damage with it, on which one literacy-challenged occupant had scratched: “Train to Tijooana.” Maintenance hadn’t fixed that either.

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